What Are the Different Types of Hurricane Damage?
Last updated October 26, 2026
The short answer
Wind Damage to Exteriors
High winds can tear off shingles, lift roof flashing, and even pull entire sections of roofing away. Wind also pushes against exterior walls, windows, and doors, sometimes causing structural shifts. You might notice cracked siding, bent gutters, or broken window seals after a storm passes.
Wind-driven rain can force water into gaps that normally stay dry, leading to hidden moisture inside walls and attics. Even if the outside looks intact, wind can loosen fasteners and create weak points. A careful inspection after a severe storm helps you spot these issues before they worsen.
- Missing or lifted shingles
- Cracked or broken windows
- Dented or displaced siding
- Damaged gutters or downspouts
- Loose roof flashing or vents
Water Damage from Surge or Rain
Storm surge pushes ocean water inland, flooding coastal areas with saltwater that can rise quickly. This type of water damage is often severe because saltwater corrodes metals, ruins electrical systems, and leaves behind mud and debris. Flooding from heavy rain can also occur far from the coast, saturating yards and seeping into basements.
Floodwater is considered contaminated, so you should avoid contact and keep children and pets away. The longer water sits, the more damage it does to drywall, insulation, and flooring. Acting quickly to remove standing water and dry the area reduces the chance of mold growth.
Flying Debris Impacts
Strong storm winds turn loose objects into projectiles. Branches, lawn furniture, and even small tools can smash windows, puncture roofs, or dent exterior walls. These impacts can create openings where rain and wind enter, compounding the damage.
After the storm, walk around your property and note any broken glass, torn screens, or holes in the exterior. Debris can also land on cars, fences, or outbuildings, causing separate damage. Documenting each impact with photos helps your insurance claim.
Documentation and Next Steps
Before any cleanup, take photos and videos of all damage, including close-ups and wide shots. Keep a list of damaged items and their approximate value. This documentation supports your insurance claim and helps you track what needs repair.
Your first step is to ensure safety: turn off electricity if water is near outlets, and avoid standing water. Then, contact a local water damage pro to assess the situation. They can help with water damage documentation and structural repairs if needed. Policies vary, and your insurer decides what is covered.
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Water keeps spreading into floors and walls, so it is worth acting early. Calls are answered 24/7.
Call Now (360) 685-7801Frequently asked questions
How soon should I start cleaning up after a severe storm?
You should act quickly, but only after ensuring the area is safe. Remove standing water and wet items within 24 to 48 hours to reduce mold risk. Wear protective gear and avoid contact with floodwater.
Can I handle storm damage cleanup myself?
Minor surface damage might be manageable, but water damage often requires professional equipment to dry thoroughly. If water has soaked into walls or floors, a pro can assess the extent and prevent mold. For safety, consult a professional for significant damage.
What should I document for my insurance claim?
Take photos and videos of every damaged area, including the roof, windows, floors, and personal belongings. Note the date and time of the storm, and keep receipts for any temporary repairs. This evidence helps your claim process.
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